Tom Clancy, born in Baltimore, Maryland, in 1947, was the son of a mail carrier and a credit employee. He graduated from Loyola College in Baltimore in 1969. After marrying Wanda Thomas, an insurance agency manager, Clancy became an insurance agent. Later, in 1973, he joined the O.F. Bowen Agency in Owings, Maryland. He became an owner there in 1980. Although he was very interested in the military, his poor eyesight made him ineligible for a military career. However, he kept his interest and researched various aspects of the armed forces and military technology. In the late 1970’s he formed ideas for several novels which were later written in the 1980’s. Clancy wrote in his spare time, while