The silent epidemic sweeping the nation today is credit card abuse. As prices of goods increase faster than average wages, American families slide deeper into debt. In the meantime, the banks are flourishing from their desire to buy now and pay later. It is amazing how a small piece of plastic can be so dangerous. Society today almost requires people to carry credit cards. In my opinion, credit cards are one of America’s family’s most underrated problems. One could assume the banks encourage spending on impulse in order to secure their future. The access to credit cards make it possible to make large purchases instantly. The banks set low minimum payment