Wealth There are differences between those who are born wealthy and those who earn money. Wealth, especially monetary wealth, means the person can meet all of their needs and wants with great luxury and still have money left to use, waste, save, or share. The people that are born wealthy don't appreciate their money as much as the people who have to earn it. Many people who are born with money become "stuck up" or in other words they think they are better than other people who have to earn their money. Some people think that they have a harder life because they were not born wealthy. There are a vast number of differences between people that are born rich and peo